Monday, June 6, 2011

E-mail Tracking!!



Think only internet misleads?? Emails trace better information than what we think....
Spams are unsolicited emails that are of no use to you……………… Now let us know how to avoid receiving spam emails in your mail inbox to save a lot of space.
1) Any time you see an E-Mail that says forward this on to ’10′ (or however many) of your friends, sign this petition, or you’ll get bad luck, good luck, you’ll see something funny on your screen after you send it, or whatever, it almost always has an E-Mail tracker program attached that tracks the cookies and E-Mails of those folks you forward to.
The host sender is getting a copy each time it gets forwarded and then is able to get lists of ‘active’ E-Mail addresses to use in SPAM E-Mails, or sell to other spammers. Even when you get emails that demand you send the email on if you’re not ashamed of God/Jesus …..that’s E-mail tracking and they’re playing on our conscience. These people don’t care how they get your email addresses – just as long as they get them. Also, emails that talk about a missing child or a child with an incurable disease – “how would you feel if that was your child”….E- mail Tracking!!!
Ignore them and don’t participate!
2) Almost all E-Mails that ask you to add your name and forward on to others are similar to that mass letter years ago that asked people to send business cards to the little kid in Florida who wanted to break the Guinness Book of Records for the most cards. All it was, and all any of this type of E-Mail is, is a way to get names and ‘cookie’ tracking information for telemarketers and spammers – - to validate active E-Mail accounts for their own profitable purposes.
You can do your friends and family members a GREAT favor by sending this information to them; you will be providing a service to your friends, and will be rewarded by not getting thousands of spam E-Mail forwards in the future!
If you have been sending out (FORWARDING) the above kinds of E-Mail forwards, now you know why you get so much SPAM!
Do yourself a favor and STOP adding your name(s) to those types of listings regardless how inviting they might sound!…or make you feel guilty if you don’t!…it’ s all about getting email addresses – nothing more!
You may think you are supporting a GREAT cause, but you are NOT! Instead, you will be getting tons of junk mail later and very possibly a virus attached! Plus, you are helping the spammers get rich! Let’s not make it easy for them!
Also: E-Mail petitions are NOT acceptable to White House, Congress or any other organization – i.e. social security, etc. To be acceptable, petitions must have a signed signature and full address of the person signing the petition, so this is a waste of time and you’re just helping the Email trackers.
To believe or not to believe..
This s a new way of spaming and the purpose of this spam is to trace the user details.1/20 fall prey to this.

Apples Coated With Wax To Look Fresh For 1 Year!


This is how apples look fresh ....
Be Careful when eating apples especially apples from USA and other parts.
Some of these apples can be more than 1 year old and still look fresh and juicy because they are coated with wax, preventing bacteria to enter.
Please don’t eat the skin of the apple because it’s coated with wax.
Check before you eat many of the fruits.
WAX is being used for preservation purposes and cold storage.
You might be surprised especially apples from USA and other parts are more than one year old, though it would look fresh.. Because wax is coated, preventing bacteria to enter. So it does not get dry..
Please Eat Apples after removing the wax as demonstrated below. Please follow this and let others Know …….


Appearences are deceptive!

Monday, May 30, 2011

Starting a new organization


Planning ,but you may not start your company as of now. However, 85% businessmen fail in their business because they don't do any market research. Nothing stops from doing market research while in the job. It can be off-job activity.


First Study the following points:

a) Who will be my customers? What is their profile? Where are they located?

b) What I need to do to attract my customers to my product or service? How can I take my product or services to them?

c) What is my product differentiation? What will be the brand pull?

d) Who are my competitors? Who is strongest? Why are they strong? You are going to benchmark against whom? Is there geographical variation among the competitors?

e) Did anyone earlier enter in this business and has anyone failed? Why did they fail?

f) Are there verdicts of supreme court or high course or any other court available related to the delivery of products or services?

g) Will there be any distributors? What is the psychology of the distributors? What will be their education background?

h) Do you know the product/service very well? Do you have passion to produce that product or deliver that service?

i) Have you decided about the quality of the product or service? Is there differentiation among "good', "very good" and "excellent" product or service?

j) What will be measures of performance of the employees that you will employ? When their performance will be "good', "very good" and "excellent"?

k) What will be your recruitment strategy to recruit the "right" staff? What research have you done of job market to get the "right" staffs?

l) Will you take help of your near and dear ones to run your business? What will be their involvement? What "immunity" will they enjoy because they are "near and dear" to you?

m) Are you aware completely the statutory requirements to run this business? Have you actually met Govt officials and obtained information from them or just relied on your company secretary or chartered accountant?

You can obtain the information on the above points while in the job. Remember information is the key in today's world. Businessmen or businesswomen fail because of lack of awareness.

Sunday, May 22, 2011

Fuji in India



Digital imaging firm Fujifilm India has launched its first-ever television commercial in the country.
“Fujifilm is now focusing on actively engaging the Indian audiences through an aggressive ad campaign across various TV channels,” the company said in a statement.
The total marketing spend on this campaign is about Rs 20 crore, it said.
The company specialises in digital cameras, besides photofilm products.

Monday, May 9, 2011

Security Equipments and Services Market in India 2010


The Security Equipment and Services Market which includes CCTV and other equipment has been pegged at INR 28.5 bn, electronics access control estimated to be INR 7.99 bn and private security services valued at INR 100 bn in 2009. Increasing security awareness among corporate and individuals will drive the market.

The security equipment and service market indicates three basic divisions, CCTV and other Equipment, Electronics Access Control and Private Security Services. It further elaborates on all the three division in brief providing an overview, market size, growth and market segmentation for each of these segments in the security equipment and services market.

Information regarding the type of products in CCTV and other equipments, as well as electronic access control are growing at a rapid speed.

An analysis of the drivers for CCTV and other equipment explains growth factors such as government demand, corporate demand, and retail and residential sector demand. The key challenges to be identified are high duty and taxation structure and competition from unorganized players. Analysis of the driver for electronics access control explains growth factor such as increasing security breaches, demand from upcoming government projects and proposals, economic growth and rise in employable population and increasing demand for better security from increasing R&D centres.
The key challenges include lack of awareness towards security and availability of cheaper alternatives, and lack of end to end solution providers. Analysis of the driver for private security services explain growth factor such insufficient police protection and cost of electronics.

The future outlook for this sector including the existing duty structure and the PE investments and their impact on the market. The major products expected to be demanded have been highlighted including the sectors which will drive the market.

Competition section provides brief profiles of major domestic and foreign players in the market(GROUP 4 SECURICOR-G4S). The section contains a snapshot of their corporation, products they offer, financial performance and business highlights, providing an insight into the existing competitive scenario.
In India , manpower security =watchman.who helps in doing the chores at the site.This should change for a secure society.

Sunday, April 17, 2011

The A.R.Rahman Biography

A.R.Rahman is a Palghat Iyer Brahmin who migrated to Chennai. His name was Dilip & he
also studied in the famous Padma Sheshadri School where Brahmin Students were dominant .
AR Rahman, born in 1966 as Dilip Kumar is the son of RK Sekhar and Kasturi. His Grand
Father Rajagopal Bhagavathar is from Kizhanoor near Chennai and was a popular Harikatha
kalakshepam expert. His Father was a Malayalam movie music director.
He scored music for just 22 films but was a music arranger and composer for over 100 .
Mlayalam films. Apart from having composed many beautiful hit songs, it is said that his was the genius behind the success of many famous composers and their famous songs. It is said that R K Sekhar had a rare mastery over harmonium. Blessed with a deep knowledge of
Indian traditional music as well as western music, he was the music arranger for Devarajan, Dakshinamurthy, A.T.Ummer, M.K. Arjunan and others. When Salil Chowdhury composed music in Malayalam for films like Chemmeen, R K Sekhar
served as his assistant and music conductor. In his early days when Ilayaraja played Combo
Organ and Guitar for the songs of Salil Chowdhury and Devarajan, it was R K Sekhar who arranged and conducted it.
R K Sekhar who learnt the grammar of music by and large on his own, garnered the
framework of Carnatic music from Dakshinamurthy. It is said that even composers like S.D.
Burman, recognizing his talent in arranging music, invited him to assist him in Hindi film music. He was the music composer for
music director Kumar's first film Neerkumuli, a Tamil hit directed by K Balachander.
At his age of 31, R.K. Sekhar, married 17 year old Kasthuri. Their wedding was conducted in
Tirupati and they lived in Chennai. Kanchana, the daughter was their first child. Then came
Dileep their only son, followed by the girls Bala and Rekha. R K Sekhar had the ear and special talent to recognize the potential of new sounds of music instruments. It was his habit to travel to Singapore to understand the latest trends in musical instruments. He introduced to South Indian music the early synthesizers like Univox and Clayviolin. In those days only international music bands had them.R K Sekhar introduced
Balamurali Krishna and S.P. Balasubramaniam to Malayalam film songs in the film Yogamullaval. R K Sekhar had introduced many new singers to Malayalam film industry like Brahmanandan, etc.
A music fanatic and a workaholic, R K Sekhar worked day and night rehearsing songs,
arranging music and recording songs without sparing time for either food or sleep. He literally
lived in the recording studios with only tea and dry bread for food and an occasional nap. As a
result, he contracted chronic ulcer. Finally, he had to move from hospital to hospital for
treatment as the disease reached terminal stage. His assistants went and waited in hospitals to
write down the music scores as he dictated them from bed, amidst excruciating pain.
In 1977, R K Sekhar passed away in his 42nd year. Dileep, the now Mozart of Madras, was
just eleven then.
R K Sekhar's daughter Kanchana is also a good singer and today her son GV Prasad,[ His
mother became Rahana when her family converted to islam.His father is a business man and is
Mr. Venkatesh.]is a music director to reckon with and has made music for hits like kreeedom,
Veyil,unale unale, pollathavan seval, vellithirai and, of course, Rajini's Kuselan.
There are many positive traits, Rahman has picked up by ancestry. Like his Father, Rahman
was innovative and ready to absorb and blend foreign music in to his. He like his father was
always a keen ear for
new, fresh talent. He probably started living his father's dream but has surely surpassed it,
long ago.
"The memories of my father remain my inspiration. I have seen famous film music
personalities and film
directors
of those years waiting for my father in the verandah of our house. Father used to work for eight
or nine films at a time. I think he died of excessive exertion. Beneficiaries have recounted to
me how my father helped them, how he created opportunities for them. I was very moved by all
that...."
On another occasion A R Rahman said: "My mother has told me a lot about my father.
Hearing them gave me great pleasure. Father was greatly regarded as one well-versed in
Music. I listen to his old songs even now. I believe that by
God's grace I have inherited a small part of his great genius in music."
So we can more or less understand the seed of his music. But what made him special is the
faith and spiritual experience he underwent. In his sorrow-filled days, Dileep found consolation
in Islamic faith. It is said that in 1988, when his sister was in death-bed suffering from the same
disease as his father and all efforts to save her reached a dead-end, a Muslim Sufi Pir saved
her. After this event the entire family converted to Islam. Dileep changed his name to Allah
Rakha an
d he was named Rahman by Director K. Balachander.Hence
A.R.Rahman
Dileep's initiation in music happened in the early years. He obviously took the first music
lessons from his father, RK Sekhar. He also began to formally learn Indian classical music,
carnatic from Dakshinamoorthy and N. Gopalakrishnan, Hindustani from Krishnan Nair,film
music from Nithyanandham and Western Classical from Jacob John.All this learning experience
enabled him to earn a scholarship to the famed Trinity College of Music at Oxford University
London, from where he obtained a degree in
Western Classical Music. He also learnt the Sufi Qawwali style from Nusrat Fateh Ali Khan, in 1997 and Ghazzals from our own
Hariharan.
Rahman has always been immensely spiritual. The faith in god and his attraction to sufi music
is visible in his creations. His patriotic Vande Matram is still the popular
soul song of India.
The Airtel tune, The stamp song of most popular TV channels down south are all his creations .
In his own words-"We get our basic recognition from this country and it is a part of you, whether
you are Hindu or Muslim or anything else, the Koran says, 'at the feet of the mother lies the Jannat'.
And the Prophet says, 'Whichever country you are in, you have to respect the laws of the land, because it is the land above all, which gives
you life.' "
So a true Indian, a faithful muslim, born Hindu, a Tamilian, influenzed by Malayalam music,
married to Saira Banu whose father is a Gujarathi and mother Malayali, JUST TO WHOM DOES HE BELONG?
The reason for which he is thought about all over India today is his double award in Oscar for a
film which is essentially an UK intellectual property based on an Indian's story shot in slums of India's financial capital.
So is his success Indian or British? To whom does he belong at this time of glory?
While getting the award, Rahman said "the essence of the film which is about optimism and
the power of hope in the lives, and all my life I had a choice of hate and love. I chose love and
I'm here. God bless" -
If these words had come from any other mortal, it should have been seen with suspect, but
coming from a sincere man dedicated to music, it should be seen as it is and thus it reveals that
he belong to Love and Music.
In his own words,
"Music is a language itself. It should not have any barriers of caste, creed, language or
anything. Music is one, only cultures are different. Music is the language of languages. It is the
ultimate mother of languages- Film music in India is like pop music in the West. Movies are the
channels for this music. But music stays on long
after the films. - If a music artiste wants to blossom into a full-fledged person, it is not enough if
he knows only classical music; nor is it enough if he is well-versed only in Raagas and
techniques. Instead, he should be a knowledgeable person interested in life and philosophy. In
his personal life there should be, at least in
some corner of his heart, a tinge of lingering sorrow."
And so, A R Rahman belongs to the World Music and he cannot be confined to any
boundaries. After the award he was quoted by a foreign newspaper that Rahman hopes all the
attention will encourage other young Indians to choose music as a future. We really need that
space for creativity in India right now,' he said. 'Most of all, I just want that to be recognized.
He and his music belongs to us, all of us. Hope he remains what he is and by that he will grow only more taller, taking us along.

Wednesday, April 13, 2011

Social MEdia!!



The way we communicate online has gone through a sea-change over last few years – Infact, majority of netizens spend most of their time on social Media / Networking sites. Even though India Software companies are lagging behind in adoption of social media, others are flocking them in large numbers.
Twitter has been a rage over past 1 year, Facebook has become one of the most visited sites on the web, Professionals are flocking Linkedin and keep their profiles updated. Do you want to know the numbers behind these uber-popular social media sites?
EConsultancy recently published following mind-boggling statistics on their blog – Here is a peek into the numbers

Social Media Statistics

  • Facebook claims that 50% of active users log into the site each day. This would meanat least 175m users every 24 hours.
  • Twitter now has 75m user accounts, but only around 15m are active users on a regular basis.
  • LinkedIn has over 50m members worldwide..
  • Facebook currently has in excess of 350 million active users on global basis.Six months ago, this was 250m…This means over 40% growth in less than 6 months.
  • Flickr now hosts more than 4 billion images.
  • More than 35m Facebook users update their status each day. 
  • Wikipedia currently has in excess of 14m articles, meaning that it’s 85,000 contributors have written nearly a million new posts in six months.
  • Photo uploads to Facebook have increased by more than 100%. Currently, there are around 2.5bn uploads to the site each month.
  • Back in 2009, the average user had 120 friends within Facebook. This is now around 130.
  • Mobile is even bigger than before for Facebook, with more than 65m users accessing the site through mobile-based devices. In six months, this is over 100% increase.
  • There are more than 3.5bn pieces of content (web links, news stories, blog posts, etc.) shared each week on Facebook.
  • There are now 11m LinkedIn users across Europe.
  • Towards the end of last year, the average number of tweets per day was over 27.3 million.
  • The average number of tweets per hour was around 1.3m.
  • 15% of bloggers spend 10 or more hours each week blogging, according to Technorati’s new State of the Blogosphere.
  • At the current rate, Twitter will process almost 10 billion tweets in a single year.
  • About 70% of Facebook users are outside the USA.
  • India is currently the fastest-growing country to use LinkedIn, with around 3m total users.
  • More than 250 Facebook applications have over a million combined users each month.
  • 70% of bloggers are organically talking about brands on their blog.
  • 38% of bloggers post brand or product reviews.
  • More than 80,000 websites have implemented Facebook Connect since December 2008 and more than 60m Facebook users engage with it across these external sites each month.
Mind-blogging statistics ….
 Think how they will change in next 2-3 years ! 
We will literally be living our lives online rather than offline !

Tuesday, April 12, 2011

RELIANCE AUTO ZONE-RETAIL CONCEPT!!


Reliance Autozone, an automotive specialty concept of Reliance Retail opens yet another  automotive specialty store at A-1/268, Neelam Bata Road, N.I.T. Spread over 3100 sq ft, the store matches the global auto retailing standards.
 After successful launch of its stores in Gurgaon, Ghaziabad, New Delhi, Jaipur, Bangalore and Hyderabad this store will cater to the growing demand of quality automotive products in Faridabad.
Reliance Autozone has a vision of creating customer delight by delivering world class quality at the best price with widest choice of automotive products and services.
“Reliance Autozone is a one stop retail shop for  Automotive Products (Accessories, Batteries, Tyres & Tubes, Lubricants etc) & Car Care activities.
The auto accessory range includes utility, audio / video, safety, security, car care, bull guard, roof carriers, reverse parking system, reverse camera, sun film, GPS, upholstery and many more. In addition to this, the store also has specialty bicycles and a basic range of two wheeler accessories such as helmets, side cabinets etc. 
Car care activities include interior & upholstery cleaning, polymer coating, paint restoration and many more. The store also offers an exclusive line of alloy wheels & Seat covers available only at Reliance Autozone.
“To make your shopping easier, Reliance Autozone also has EMI facilities, good exchange value for old tyres & wheels.
With this Reliance Autozone is all set to create new industry benchmark in the Indian Automotive retail space.”
PRODUCTS SOLD: audio systems, security systems, tyres, alloy wheels, sunfilms etc.
AVG AREA OF THE RETAIL :3000 sq.ft to 6500 sq.fr
Main Aim is to give leverage to its Lubricants division (Reliance Petro.) and explore the growing automotive industry in India.

Wednesday, March 23, 2011

CRICKET BUZZ



I am aware that this s a business blog,but like millions of other Indians – I am also a big cricket fan and it would not be prudent, if I don’t write a single article on it.
In this on-going Cricket world cup,  I do make it a point to read every article, match analysis and opinions made by cricket pundits…And yes, I do have my own theories as well…and that’s why this article!
Before the start of the World Cup, Indians were hot favorites to lift the cup – squarely due to the weight Indian batting line-up carries. India has ordinary bowling line-up and even more ordinary fielding. It is a common knowledge that, if you want to lift the world cup, you need to be best in all 3 departments. But even then Indians were tagged as favourites.
Now, after all the league matches are over and we are at the knock-out stage, the aura of invincibility around Indian batting line-up is diminished – Thanks to batting collapses. We could not even beat the minnows comprehensively. Apart from Tendulkar, Yuvraj & Zaheer Khan no one seems to be in real good form.
For me, South Africa has the best chances to lift the World Cup, Pakistan looks quite strong and so does Sri–Lanka. Australians had a blip against Pakistan, but still they are a very formidable side. This is what the general feeling is amongst the most people following this world cup.
So, this time around there 4-5 teams which are Even-Stevens and chances are nearly equal for all of them to lift the World Cup.
But there is one community of people who get things right more often than not – because lot of money is riding on their backs and those are – THE BOOKIES !
So, if you want to really know who will win, look at the odds given by the bookies. They have better chances of getting things right than most of the others. To find out I went to some of the top betting sites on the internet to check out the odds, and to my surprise most of them feel India are still the favourites to win the World Cup.
Here are the Odds given by 3 different betting sites:

William Hill World Cup Winner Odds

William Hill Cricket Odds ICC Cricket World Cup: What do Bookies say...
According to William Hill website, India is favorite to win the World Cup with odds of 3/1 and South Africa are close 2nd at 10/3.

Ladbrokes  Cricket World Cup Winner Odds

Ladbrokes World cup winner Odds ICC Cricket World Cup: What do Bookies say...
Another major betting site in the world, Ladbrokes also puts India firm favourites with odds of 3/1 and places South Africa slightly lower than William Hill at 7/2.

Bet365.com ICC World Cup Winner Odds

Bet365 ICC Cricket World Cup Odds ICC Cricket World Cup: What do Bookies say...
Bet365.com, which is another popular cricket betting website puts India as second favorites just behind South Africa.
Here is my take – If India win against Australia, there are high chances we will witness India Pakistan clash, which according to me would be a dream final. For everyone, Clash against Australia is the key !
South Africa’s chances are high, but when it comes to crunch situations, they may choke (yeah, I know it is such a cliché to say that, but it is the fact! )

So, what is your take ? Will India make it to Finals and win it ? Atleast most bookies think so….

CRICKET BUSINESS



I am aware that this s a business blog,but like millions of other Indians – I am also a big cricket fan and it would not be prudent, if I don’t write a single article on it.
In this on-going Cricket world cup,  I do make it a point to read every article, match analysis and opinions made by cricket pundits…And yes, I do have my own theories as well…and that’s why this article!
Before the start of the World Cup, Indians were hot favorites to lift the cup – squarely due to the weight Indian batting line-up carries. India has ordinary bowling line-up and even more ordinary fielding. It is a common knowledge that, if you want to lift the world cup, you need to be best in all 3 departments. But even then Indians were tagged as favourites.
Now, after all the league matches are over and we are at the knock-out stage, the aura of invincibility around Indian batting line-up is diminished – Thanks to batting collapses. We could not even beat the minnows comprehensively. Apart from Tendulkar, Yuvraj & Zaheer Khan no one seems to be in real good form.
For me, South Africa has the best chances to lift the World Cup, Pakistan looks quite strong and so does Sri–Lanka. Australians had a blip against Pakistan, but still they are a very formidable side. This is what the general feeling is amongst the most people following this world cup.
So, this time around there 4-5 teams which are Even-Stevens and chances are nearly equal for all of them to lift the World Cup.
But there is one community of people who get things right more often than not – because lot of money is riding on their backs and those are – THE BOOKIES !
So, if you want to really know who will win, look at the odds given by the bookies. They have better chances of getting things right than most of the others. To find out I went to some of the top betting sites on the internet to check out the odds, and to my surprise most of them feel India are still the favourites to win the World Cup.
Here are the Odds given by 3 different betting sites:

William Hill World Cup Winner Odds

William Hill Cricket Odds ICC Cricket World Cup: What do Bookies say...
According to William Hill website, India is favorite to win the World Cup with odds of 3/1 and South Africa are close 2nd at 10/3.

Ladbrokes  Cricket World Cup Winner Odds

Ladbrokes World cup winner Odds ICC Cricket World Cup: What do Bookies say...
Another major betting site in the world, Ladbrokes also puts India firm favourites with odds of 3/1 and places South Africa slightly lower than William Hill at 7/2.

Bet365.com ICC World Cup Winner Odds

Bet365 ICC Cricket World Cup Odds ICC Cricket World Cup: What do Bookies say...
Bet365.com, which is another popular cricket betting website puts India as second favorites just behind South Africa.
Here is my take – If India win against Australia, there are high chances we will witness India Pakistan clash, which according to me would be a dream final. For everyone, Clash against Australia is the key !
South Africa’s chances are high, but when it comes to crunch situations, they may choke (yeah, I know it is such a cliché to say that, but it is the fact! )

So, what is your take ? Will India make it to Finals and win it ? Atleast most bookies think so….

Tuesday, March 8, 2011

SIM THREATS



A high-level committee of central security agencies and Telecom Department has been constituted to look into the issue of imported SIM cards, especially in view of their vulnerability to embedded software which can track and monitor calls of the users
The Telecom Department and central security agencies have been entrusted with the task to carry out a “joint technical assessment” of existing SIM cards which have been imported in view of the security threat posed by them and present their report to the Home Ministry, official sources said.
The telecom service providers may also be asked to absorb replacement cost of all such SIM cards, they said.
While nearly 70 per cent of SIM cards are manufactured in the country, over 30 per cent are imported and pose a threat to security, official sources said.

The security agencies fear that SIM being “mini computer”, malware programs can be embedded in them which result in tracking and monitoring of telephone activity undertaken by the users, they said.

The security agencies say that this vulnerability can be eliminated by “personalisation” of SIM cards by telecom service providers but the companies are outsourcing this process to manufacturing facilities abroad and are providing those companies with inscription keys which in turn are enhancing the susceptibility.
The Telecom Department (DOT) had also proposed that service providers be asked to personalise the SIM cards “necessarily” in the country only, official sources said.
The DOT has also been asked to instruct the telecom service providers to upgrade their software in a way to identify duplicate and fake SIM cards, they said.

Monday, February 28, 2011

MSG LESS ,TALK MORE FROM 1ST MARCH-SAYS TRAI




Telecom Regulatory Authority of India(TRAI) has issued new SMS guidelines.As per which all telecom service providers are required to remove all SMS packs which provide more than 100 SMS per day.This will come into effect from 1st March 2011.
TRAI has taken this decision because of the growing number of Unsolicited Commercial Communications ( promotional SMS and Calls).However, in order to curb such messages, TRAI has given direction that no Access Providers shall provide any SMS packages in any form (through voucher, student pack, seasonal pack etc) permitting sending of more than 100 SMS per day per SIM.Any way this decision will be a extremely bad news for heavy texters.
1st March 2011. is dead line for this.


Happy news / Bad news!!??

Saturday, February 26, 2011

UNION BUDGET-TOP 10 EXPECTATIONS


It’s back to February, the month of Union Budget – a blueprint for the allocation of finances for the ensuing year; and the ways and means of getting towards it.
Though, this important document is framed in utter privacy starting few months well in advance, the long-drawn process starts with pre-budget consultations with representatives of different group of stakeholders like industry, trade unions, economists, etc. to over-come various business hurdles and develop new policy frameworks.
Union Budget WIsh List Top 10 Expectations from Union budget 2011 12!
Even as we decide to dig deep into the expectations of the industry and aam-aadmibuilding from the Union Budget 2011-12; there is still a question mark as to how swiftly the Budget session will move forward from the logjam over opposition’s demand for setting up a JPC probe into 2G-spectrum allocation scam.

Expectations from Union Budget 2011-12

1) Indian Railways – The Bleeding Tooth!

Just few years back, we saw how Lalu Prasad Yadav orchestrated a financial turnaround of the Railway department without hiking passenger fares. However, under Mamta Banerjee’s leadership (Mamta Magic), the profitability of Indian Railways just could not keep up the tempo.
clip image0024 Top 10 Expectations from Union budget 2011 12!
Estimates suggest that Railways could miss their target for 2010-11 ahead of the coming Rail budget. For the 9-month period April to December 2010, Railway’s earnings have suffered a setback of Rs. 4000 crore mainly driven by negative impact on its freight earnings and losses in passenger earnings on account of escalation of Naxal activities in many states.
On the back of worsening scenario of its operating ratio, the cash-strapped Railways has asked the finance minister to double the gross budgetary allocation to nearly Rs. 39,600 crore to support project initiatives such as modernization of railway infrastructure and augmenting passenger services.
The big question is will Railways suffer a loss this time around?

2) Inflation – The Burning Reality!

Inflation is all over the place and now we might find its mention across the policy decisions to initiate corrective measures – be it monetary policy, use of sophisticate farming techniques or even budgetary policies framed to tame increased pricing pressures.
In commitment towards controlling high double digit food inflation, Pranab Mukherjee might well unleash some crucial measures in this Budget including opening up of more procurement and distribution centers for food grains, promoting greater investment in agri infrastructure and increased expenditure on irrigation in a bid to enhance overall farm sector productivity.

3) Income Tax Exemption – Yeh Dil Maange More!

Need to confess that FM Pranab’da has done well in gradually extending the tax brackets for the aam-aadmi over the last few years. But, we, the people, always have higher expectations. Moreover, the higher tax-exemption limit has irrefutably brought added tax revenues to the exchequer as it discourages suppressing of unaccounted money.
clip image004 Top 10 Expectations from Union budget 2011 12!
While the lowest tax bracket at 10% under the DTC regime aims to envelope Rs.2-5 lakh taxable income range from FY 2012-13, the current no-tax limit up to income of Rs.1.6 lakh still provides scope of improvement by another Rs.20, 000 at the lower end income group.

4) Fuel price Deregulation – Slow and Steady wins the Race!

Last year, the UPA government deregulated the petrol prices in a bid to shrink the country’s fiscal deficit and help oil marketing companies to cut losses on selling fuel at subsidized rates.
How about setting free of diesel price controls now? While petrol prices are now market-determined subject to periodic revision, it is diesel which constitutes a lion’s share of fuel subsidy bills driven by demand for fuel and industrial purposes. Currently, government resorts to ad-hoc hike in diesel prices but has slowed down even on that as inflation pressures have worsened recently.

5) Social sector Spending – Amount B/f from Disinvestment A/c!

Last year, government earned sizeable one-time revenues from sale of premium 3G airwaves to the extent of around Rs. 1.1 lakh crore and large disinvestment proceeds from stake sale of PSU companies. Both these revenue-drivers might have accumulated approximately Rs.1.5 crore in the exchequer’s kitty.
clip image0051 Top 10 Expectations from Union budget 2011 12!
Formally, the entire disinvestment proceeds are to be channelled into the National Investment Fund (NIF) and then utilized for capital expenditure in social sector schemes and revive ailing state-owned entities. Thus, this year, most of these funds should be up for utilization for grass-root social development programs in areas such as primary health, primary education, law and order, family welfare, and so on.

6) Retail FDI – Time to tighten Supply Chain!

Most of the recent surge in food prices is either on account of supply crunch in the farm production or hoarding of stock by intermediaries. To deal with the latter case of price manipulation, FDI in multi-brand retail segment could go a long way in supporting the government’s initiatives to de-bottleneck the supply chain hindered by ineffective distribution channel.

7) Excise and Service Tax Cut – Status quo Requested!

Last year, FM had raised the excise duty to 10% on non-oil products as a part of the efforts to withdraw stimulus and create sources of funds to bring down the extent of fiscal deficit situation.
clip image0072 Top 10 Expectations from Union budget 2011 12!
With spiraling inflation and high commodity costs, the corporate India has requested Pranab Mukherjee to cap the excise duty and service tax at previous year levels. Industry chamber Assocham has also urged FM to reduce corporate tax to 25% from the current 30% to maintain current levels of investment and growth prospects.

8) Infrastructure – Work in Progress!

Without any dichotomy – the future growth prospects of the Indian economy lingers primarily on the infrastructure investment and timely execution of the projects. Thus, one such initiative would be to develop a huge amount of long-term corpus towards infrastructure development through dedicated debt funds (the most recent example being tax-saving infra bonds).
According to RICS India, in order for India to achieve its envisaged 10% growth during the coming financial year, the requirement for sustainable infrastructure development is crucial to provide impetus to the economic activities and achieve optimum resource utilization.

9) Delay in GST Implementation – No Consensus Yet!

The Centre had promised the implementation of GST and DTC by April 2011. Amongst the two, DTC is likely to be rolled-out by 2012 (albeit with a delay of 1 year!) as a major indirect tax reform initiative by any previous Indian government.
clip image008 Top 10 Expectations from Union budget 2011 12!
However, the biggest direct tax reform – GST, which in turn would phase out other major taxes like excise duty, VAT, service tax, etc; is mired by lack of consensus between the Centre and the State. In its last-ditch attempt to introduce the reform paper in the Budget session of Parliament without any further delay, the FM has shown the much-needed keenness to align tax proposals for Budget 2011-12 with GST.
Will he succeed in reaching a consensus with the States? If yes, hopefully, he does not leave any loopholes open for future manipulation of the tax-structure!

10) Education – Learning is the way to Growth!

Growth and education cannot be decoupled from each other. Education leads to higher employment and paves way for inclusive growth across the country. Over the last couple of years, education as a sector has seen various reform measures both at primary and higher education levels.
The adoption of public-private partnership (PPP) model in the education sector could go a long way in establishing success and creating a sustainable momentum in long-term. While the government’s role could be that of funding the projects, it is the execution ability of the private sector which needs to be banked upon for the ultimate delivery of the model.
***************************************************************************************************************************